The Best Sailboats to Live On for Every Budget, Lifestyle, and Experience Level

Living on a sailboat is a dream for many people who love the water and want to escape the hustle and bustle of land life. But how do you choose the best sailboat to live on? What are the factors you need to consider before buying a boat that will be your home?

In this article, I will share with you my personal experience of living on a sailboat for over five years, and give you some tips and advice on how to find the best sailboat for your needs and budget. 

I will also review some of the best sailboats to live on for beginners, families, solo sailors, and bluewater cruisers.

Whether you want to live on a sailboat full-time or part-time, in a marina or at anchor, or in warm or cold climates, this article will help you make an informed decision and avoid some common pitfalls.

Comparison of the Best Sailboats to Live On A Quick Reference

I know you don’t have the time to go through every nitty-picky detail of each sailboat. That’s why, I created a quick summary of the best sailboats to live on in this table format to make your purchasing decision much easier: 

SailboatLength Overall (LOA)Layout (Cabins/Berths/Heads)Seaworthiness (CE Category)Cost (USD)
Catalina 3029 ft 11 inOpen layout (2/6/1)Coastal cruiser (B)$10,000 to $40,000 (used)
Nordic 4039 ft 10 inTraditional layout (2/6/1)Bluewater cruiser (A)$80,000 to $120,000 (used)
Bavaria 4646 ft 10 inErgonomic layout (4/8/2)Coastal cruiser (B)$300,000 to $400,000 (new)
Lagoon 38037 ft 11 inBright layout (4/8/2)Coastal cruiser (B)$150,000 to $250,000 (used)
Contessa 3232 ftOpen layout (2/6/1)Bluewater cruiser (A)$25,000 to $70,000 (used)
Voyage 4444 ft 3 inInnovative layout (3/6/3)Coastal cruiser (B)$500,000 to $600,000 (new)
Najad N395 AC39 ft 6 inClassic layout (3/6/2)Bluewater cruiser (A)$400,000 to $500,000 (new)
Privilege 43543 ft 6 inBright layout (4/8/4)Bluewater cruiser (A)$200,000 to $300,000 (used)

The Appeal of Living on a Sailboat

Living on a sailboat is an enticing lifestyle choice that offers the freedom to explore the world’s waterways, wake up to breathtaking sunrises, and fall asleep to the gentle rocking of the waves. 

It’s an escape from the hustle and bustle of land-based living, providing a unique sense of tranquility and connection with nature.

But what makes a sailboat suitable for full-time living? The best liveaboard sailboats prioritize comfort, functionality, and safety. 

They offer ample space for living quarters, storage, and essential amenities, while also providing stability and performance to handle various weather conditions.

Here are some of the reasons why I love living on a sailboat:

Freedom

Living on a sailboat gives you the freedom to explore new places, cultures, and experiences. 

You can travel at your own pace, change your plans as you wish, and enjoy the beauty of nature. You can also choose where to live, whether it’s in a busy city or a secluded bay.

Simplicity

Living on a sailboat simplifies your life by reducing your possessions, expenses, and responsibilities. You don’t have to worry about paying rent, mortgage, taxes, or utility bills. 

You don’t have to deal with traffic, noise, or pollution. You don’t have to maintain a large house or yard. You only need what you can fit on your boat, which makes you more mindful of what you buy and use.

Adventure

Living on a sailboat is an adventure that challenges you to learn new skills, overcome difficulties, and adapt to changing conditions. 

You never know what you will encounter on your journey, whether it’s a friendly dolphin, a fierce storm, or a mechanical problem. You have to be resourceful, creative, and resilient to cope with whatever comes your way.

Community

Living on a sailboat connects you with a community of like-minded people who share your passion for sailing and living on the water. 

You can meet fellow sailors from different backgrounds and countries, exchange stories and tips, and help each other out. You can also interact with local people and learn about their culture and history.

What to Consider When Buying a Liveaboard Sailboat

Buying a sailboat to live on is not the same as buying a sailboat for occasional use. You have to think about how comfortable, practical, and reliable your boat will be as your home. 

Here are some of the factors you need to consider before buying a liveaboard sailboat:

Size

The size of your boat will affect how much space, storage, and amenities you will have on board. It will also affect how easy or difficult it will be to handle, dock, and maintain your boat. 

Generally speaking, bigger boats offer more comfort and convenience but also cost more to buy and run. Smaller boats are cheaper and easier to manage but may lack some features or comfort. 

The ideal size for a liveaboard sailboat depends on your personal preference, budget, sailing experience, and number of crew members.

Design

The design of your boat will affect how well it performs in different sailing conditions and how comfortable it is inside. There are many types of sailboats with different hull shapes, rigs, keels, rudders, and layouts. 

Some are more suited for speed, stability, maneuverability, or seaworthiness than others. Some have more headroom, natural light, ventilation, or privacy than others. 

You have to decide what kind of sailing you plan to do (coastal or offshore) and what kind of interior you prefer (traditional or modern) when choosing a boat design.

Condition

The condition of your boat will affect how much work and money you will have to invest in repairing, upgrading, or maintaining it. A new boat may be more expensive upfront but may save you time and hassle in the long run. 

A used boat may be cheaper initially but may require more attention and care later on. 

You have to inspect any boat you are interested in buying carefully and hire a professional surveyor to check its structural integrity, electrical system, plumbing system, engine, and sails.

Cost

The cost of buying and living on a sailboat varies widely depending on the size, design, condition, and location of your boat. 

You have to consider not only the purchase price but also the ongoing expenses such as marina fees, insurance, fuel, maintenance, repairs, and upgrades. 

You also have to factor in your personal expenses such as food, clothing, entertainment, and health care. You have to set a realistic budget for your boat purchase and living expenses and stick to it.

Best Sailboats to Live On for Different Needs

There is no one-size-fits-all answer to what is the best sailboat to live on. Different boats suit different needs and preferences of different sailors and liveaboards. 

However here are some examples of some of the best sailboats to live on for different categories:

Best Sailboats to Live On for Beginners

If you are new to sailing or living on a boat you may want to start with a smaller and simpler boat that is easy to handle and maintain. 

You may also want to choose a boat that is affordable and reliable so you don’t have to worry about breaking the bank or breaking down. 

Some of the best sailboats to live on for beginners are:

Catalina 30

The Catalina 30 is one of the most popular production sailboats ever built with over 6 000 units sold since 1974. 

It is a spacious and comfortable cruiser that can accommodate up to six people It has a simple sloop rig with roller furling jib a fin keel with spade rudder a diesel engine with wheel steering and an aft cockpit. 

It has an open layout with plenty of headroom storage and ventilation It has a forward cabin with a v-berth a main saloon with a convertible dinette a galley with a stove sink refrigerator and icebox, a head with shower, and an aft quarter berth. 

The Catalina 30 is easy to sail single-handedly or with crew It is also easy to find parts service and support for this boat The price of a used Catalina 30 ranges from $10 000 to $40 000 depending on its age condition and equipment

Nordic 40

The Nordic 40 is another classic cruiser that was designed by Robert Perry and built by Nordic Yachts from 1980 to 1990. 

It is a sturdy and elegant bluewater boat that can handle any weather and sea conditions. It has a cutter rig with roller furling headsails a skeg-hung rudder a diesel engine with wheel steering and an aft cockpit. 

It has a traditional layout with teak woodwork and bronze fittings. It has a forward cabin with a v-berth a main saloon with settees and tables a galley with stove sink refrigerator and freezer a head with shower and an aft cabin with a double berth. 

The Nordic 40 is well-balanced and responsive under sail It is also well-equipped and maintained by its owners The price of a used Nordic 40 ranges from $80 000 to $120 000 depending on its age condition and equipment

Best Sailboats to Live On for Families

If you are planning to live on a sailboat with your family you may want to look for a larger and more comfortable boat that can accommodate everyone’s needs and preferences. 

You may also want to choose a boat that is safe stable and spacious enough for kids and pets Some of the best sailboats to live on for families are:

Bavaria 46

Bavaria 46 is a modern cruiser that was designed by Farr Yacht Design and built by Bavaria Yachts from 2005 onwards. It is one of the most popular models in its range with over 1 000 units sold worldwide. 

It is a spacious and luxurious boat that can accommodate up to eight people. It has an in-mast furling mainsail with self-tacking jib a twin rudder system a diesel engine with bow thruster and wheel steering. 

It has an ergonomic cockpit with twin helms seat table and bimini It has an airy layout with large windows hatches skylights and LED lights. It has four cabins each with a double berth wardrobe reading light and USB socket. 

It has a spacious saloon with a U-shaped sofa and table, a galley with stove, sink, refrigerator, and microwave, a head with electric toilet and separate shower, and a navigation station with chart table and instruments. 

Bavaria 46 is easy to sail and maneuver with its powerful sail plan and thruster. It is also comfortable and cozy with its heating, air conditioning, and entertainment system. 

The price of a new Bavaria 46 ranges from $300,000 to $400,000 depending on its configuration and equipment.

Lagoon 380

The Lagoon 380 is a popular catamaran that was designed by Marc Van Peteghem and Vincent Lauriot Prévost and built by Lagoon Catamarans from 1999 onwards. It is one of the best-selling catamarans ever with over 800 units sold worldwide. 

It is a spacious and stable boat that can accommodate up to eight people. It has a sloop rig with roller furling mainsail and genoa, twin rudders, twin diesel engines with wheel steering, and a large cockpit with seats, a table, and bimini. 

It has a bright layout with panoramic windows, hatches, and fans. It has four cabins each with a double berth, storage, and ventilation. It has two heads each with a manual toilet and shower. 

It has a saloon with an L-shaped sofa and table, a galley with stove, sink, refrigerator, and freezer, and a navigation station with a chart table and instruments. 

The Lagoon 380 is easy to sail and dock with its shallow draft and wide beam. It is also comfortable and fun with its trampoline, davits, solar panels, and watermaker. 

The price of a used Lagoon 380 ranges from $150,000 to $250,000 depending on its age, condition, and equipment.

Best Sailboats to Live On for Solo Sailors

If you are planning to live on a sailboat by yourself, you may want to look for a smaller and simpler boat that is easy to handle and maintain by yourself. 

You may also want to choose a boat that is affordable and reliable so you don’t have to depend on others for help or support. Some of the best sailboats to live on for solo sailors are

Contessa 32

The Contessa 32 is one of the best budget-friendly liveaboard sailboats for beginners as mentioned above. It is also one of the best sailboats for solo sailors as it is designed for single-handed sailing. 

It has a simple sloop rig with roller furling jib, a fin keel with a spade rudder, a diesel engine with tiller steering, and an aft cockpit. It has an open layout with plenty of headroom, storage, and ventilation. 

It has a forward cabin with v-berth and overhead lockers, an aft cabin with quarter berth, a main saloon with port side settee and table which converts into a double berth and a starboard single berth, a toilet compartment with fitted marine toilet and wash basin, and a galley with gas cooker and stainless steel double sink, a cutlery rack, and a rubbish bin. 

The Contessa 32 is easy to sail single-handedly or with a crew. It is also easy to find parts, service, and support for this boat. The price of a used Contessa 32 ranges from $25,000 to $70,000 depending on its age, condition, and equipment.

Voyage 44

The Voyage 44 is a modern catamaran that was designed by Simonis Voogd Design and built by Voyage Yachts from 2014 onwards. It is a spacious and fast boat that can accommodate up to six people. 

It has an in-mast furling mainsail with self-tacking jib a daggerboard system twin rudders twin diesel engines with wheel steering and an ergonomic cockpit with twin helms seat tables and bimini. 

It has an innovative layout with large windows sliding doors and LED lights. It has three cabins each with a double berth ensuite head and shower. 

It has a spacious saloon with a U-shaped sofa and table, a galley with stove, sink, refrigerator, and microwave, and a navigation station with a chart table and instruments. 

The Voyage 44 is easy to sail and maneuver with its powerful sail plan and daggerboards. It is also comfortable and luxurious with its air conditioning, generator, watermaker, and entertainment system. 

The price of a new Voyage 44 ranges from $500,000 to $600,000 depending on its configuration and equipment.

Best Sailboats to Live On for Bluewater Cruisers

If you are planning to live on a sailboat and sail across oceans, you may want to look for a larger and stronger boat that can withstand harsh conditions and long passages. 

You may also want to choose a boat that is well-equipped and reliable so you don’t have to worry about safety or comfort. Some of the best sailboats to live on for bluewater cruisers are:

Najad N395 AC

The Najad N395 AC is a modern cruiser that was designed by Judel/Vrolijk & Co and built by Najad Yachts from 2018 onwards. It is a sturdy and elegant boat that can accommodate up to six people. 

It has an in-mast furling mainsail with a self-tacking jib, a balanced spade rudder, a diesel engine with wheel steering, and an aft cockpit. It has a classic layout with mahogany woodwork and leather upholstery. 

It has a forward cabin with a double berth, wardrobe, and ensuite head with shower. It has two aft cabins each with a double berth and wardrobe. 

It has a main saloon with an L-shaped sofa and table, a galley with stove, sink, refrigerator, and freezer, a head with an electric toilet and separate shower, and a navigation station with a chart table and instruments. 

The Najad N395 AC is well-balanced and responsive under sail. It is also well-equipped and maintained by its owners. The price of a new Najad N395 AC ranges from $400,000 to $500,000 depending on its configuration and equipment.

Privilege 435

The Privilege 435 is a popular catamaran that was designed by Marc Lombard and built by Privilege Marine from 2002 to 2008. It is a spacious and stable boat that can accommodate up to eight people. 

It has a sloop rig with roller furling mainsail and genoa, twin rudders, twin diesel engines with wheel steering, and a large cockpit with seats, a table, bimini, and davits. It has a bright layout with panoramic windows, hatches, fans, and LED lights. 

It has four cabins each with a double berth, storage, ventilation, and ensuite head with shower. It has a saloon with a U-shaped sofa and table, a galley with stove, sink, refrigerator, and freezer, and a navigation station with a chart table and instruments. 

The Privilege 435 is easy to sail and dock with its shallow draft and wide beam It is also comfortable and fun with its trampoline solar panels watermaker and entertainment system. 

The price of a used Privilege 435 ranges from $200 000 to $300 000 depending on its age condition and equipment

Best Sailboats to Live On for Different Sizes

Let’s explore the best sailboats to live on of different sizes, ranging from under 40 feet to under 60 feet, including some top choices for single-handed sailing:

Best Liveaboard Sailboats Under 40 Feet

Nordic 40

We already rated Nordic 40 as one of the best sailboats to live in for beginners. This is also a popular choice for those seeking a liveaboard sailboat under 40 feet. This robust and seaworthy vessel combines timeless elegance with practicality. 

With a spacious interior layout and excellent craftsmanship, the Nordic 40 offers a comfortable and inviting living space. It’s sturdy construction and reliable performance make it suitable for long-distance cruising.

Beneteau Oceanis 38.1

The Beneteau Oceanis 38.1 is another top contender in the under 40 feet category. Designed with versatility in mind, this sailboat offers multiple layout options, allowing you to customize the living space according to your needs. 

Its sleek lines, spacious cockpit, and modern amenities make it a great choice for couples or small families looking to embark on the live-aboard lifestyle.

Catalina 375

For those seeking a blend of performance and comfort, the Catalina 375 delivers on both fronts. With its well-appointed interior, generous storage capacity, and user-friendly layout, this sailboat offers an exceptional live-aboard experience. 

Its robust construction and reliable sailing characteristics make it a reliable choice for extended cruising adventures.

Read more about choosing the right liveaboard marina for your sailboat.

Best Liveaboard Sailboats Under 50 Feet

Island Packet 420

The Island Packet 420 is a highly regarded sailboat for liveaboard enthusiasts seeking comfort, safety, and long-distance cruising capabilities. 

With its spacious interior, generous storage compartments, and excellent stability, this sailboat provides an unparalleled sense of home on the water. 

Its cutter rig design and full keel ensure stability and ease of handling, even in challenging sea conditions.

Jeanneau Sun Odyssey 479

The Jeanneau Sun Odyssey 479 is a popular choice among sailors looking for a balance between performance and comfort. This sailboat boasts an elegant and contemporary design, featuring a spacious and well-lit interior. 

The Sun Odyssey 479 offers various layout options, including the choice of two, three, or four cabins, making it suitable for individuals, couples, or families. It’s modern amenities and efficient sailing performance make it an excellent liveaboard choice.

Hunter 45 DS

If you’re searching for a spacious liveaboard sailboat under 50 feet, the Hunter 45 DS might be the perfect fit. This sailboat’s innovative design maximizes interior space, providing ample room for comfortable living. 

The Hunter 45 DS features a center cockpit layout, offering privacy and a panoramic view from the helm. 

With its generous storage capacity and impressive cruising capabilities, the Hunter 45 DS is a compelling option for those seeking a live-aboard adventure.

Learn more about the difference between sailing and yachting to expand your sailing knowledge.

Best Liveaboard Sailboats Under 60 Feet

Hallberg-Rassy 54

The Hallberg-Rassy 54 is a premium live-aboard sailboat designed to offer uncompromising luxury and performance. With its classic and timeless design, this yacht exudes elegance both inside and out. 

The Hallberg-Rassy 54 features a spacious and well-appointed interior, including comfortable cabins and a large saloon for entertaining guests. 

Its advanced sailing systems and outstanding craftsmanship make it an ideal choice for those seeking the pinnacle of liveaboard living.

Oyster 575

For those with a taste for refined living, the Oyster 575 is an exceptional live-aboard sailboat under 60 feet. This world-class yacht combines luxurious accommodations, superior craftsmanship, and impressive performance. 

The Oyster 575 offers a customizable interior layout, ensuring that every detail meets your personal preferences. With its cutting-edge technology and top-notch construction, this sailboat is ready to take you on extraordinary voyages.

Amel 55

The Amel 55 is renowned for its exceptional build quality, innovative design, and outstanding bluewater capabilities. 

This liveaboard sailboat offers a spacious and comfortable interior, featuring an impressive owner’s suite and well-appointed guest cabins. 

The Amel 55’s unique features, such as its protected center cockpit and innovative sailing systems, make it a top choice for sailors seeking a luxurious and self-sufficient liveaboard experience.

Discover must-have sailing gear and accessories to enhance your sailing adventures.

Best Single-Handed Liveaboard Sailboat

Pacific Seacraft Dana 24

The Pacific Seacraft Dana 24 is an exceptional sailboat for those who prefer single-handed sailing. This compact yet seaworthy vessel offers robust construction and excellent maneuverability. 

Its thoughtful design provides an efficient layout that maximizes space, ensuring comfortable living on board. 

The Pacific Seacraft Dana 24’s manageable size and easy handling make it an ideal choice for solo adventurers seeking the freedom of the open sea.

Explore sailing terms for beginners to improve their sailing vocabulary.

Key Takeaways

Here are some of the key takeaways from this article:

  • Living on a sailboat is a dream for many people who love the water and want to escape the hustle and bustle of land life
  • Buying and living on a sailboat requires careful consideration of factors such as size design condition and cost
  • There is no one-size-fits-all answer to what is the best sailboat to live on Different boats suit different needs and preferences of different sailors and liveaboards
  • Some of the best sailboats to live on for different categories are:
    • Best Sailboats to Live On for Beginners: Catalina 30 and Nordic 40
    • Best Sailboats to Live On for Families: Bavaria 46 and Lagoon 380
    • Best Sailboats to Live On for Solo Sailors: Contessa 32 and Voyage 44
    • Best Sailboats to Live On for Bluewater Cruisers: Najad N395 AC and Privilege 435

FAQ

Here are some of the frequently asked questions about living on a sailboat:

Q. What is the best size sailboat to live on?

Bigger boats offer more comfort and convenience but also cost more to buy and run. Smaller boats are cheaper and easier to manage but may lack some features or comfort. 

The ideal size for a liveaboard sailboat ranges from 30 to 50 feet, as this is a good compromise between space and maneuverability without incurring very large marina fees.

Q. How much does it cost to live on a sailboat?

The cost of living on a sailboat varies widely depending on the size, design, condition, and location of your boat, as well as your personal expenses such as food, clothing, entertainment, and health care. However, a rough estimate is that living on a sailboat can cost anywhere from $500 to $5, 000 per month.

Q. Is it a good idea to live on a sailboat?

Living on a sailboat can be a good idea if you love the water, want to travel, and can cope with the challenges of space, maintenance, weather, and isolation.

Q. What is the safest type of sailboat?

The safety of a sailboat also depends on its CE category, which indicates its seaworthiness and ability to withstand different wind and wave conditions. 

The safest type of sailboat is one that has a CE category A, which means it can operate in the ocean with winds of over Beaufort Force 8 (over 40 knots) and wave heights of 13 feet.

Q. Where can I live on a sailboat?

You can live on a sailboat in any place that has water access, such as marinas, anchorages, moorings, or docks. You may need to check the local laws, regulations, and fees before choosing your location. 

Some places may have restrictions or requirements for liveaboards, such as permits, insurance, or inspections.

Q. What is the best type of boat to live on?

There are many types of boats that can be used as liveaboards, such as monohulls, catamarans, trimarans, houseboats, barges, or motorboats. Each type of boat has its advantages and disadvantages.

The best type of boat to live on is one that meets your needs and preferences. You can read more about the differences between sailing and yachting here or the differences between yacht and cruise ship here.

Q: Where can I find more sailing-related articles?

For more sailing-related articles and valuable information, check out SunSeaSkis, where you’ll find a treasure trove of resources to fuel your sailing passion.

Conclusion

Living on a sailboat is not for everyone, but it can be an amazing lifestyle choice for those who love the water and want to escape the hustle and bustle of land life. 

However, choosing the best sailboat to live on requires careful consideration of factors such as size design condition, and cost. 

There is no one-size-fits-all answer to what is the best sailboat to live on. Different boats suit different needs and preferences of different sailors and liveaboards. 

In this article, we reviewed some of the best sailboats to live on for beginners families solo sailors, and bluewater cruisers. 

We hope this article helped you make an informed decision and avoid some common pitfalls. If you enjoyed this article please share it with your friends or leave us a comment below.

About the Editor

Saiful Emon is the founder and editor of Sun Sea Skis, a sailing blog for adventure seekers. He loves sailing, traveling, and sharing his experiences with others. He also writes about fitness, wellness, business, and marketing in his spare time!

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